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How Do You Manage All Your user names and Passwords?
Logins, usernames and passwords are a pain in the ass. I used to use a variation of the same password on all sites but eventually those all got tangled up in my mind and I had to keep requesting my login and password info from sites I didn't visit on a daily basis.

At least I was more creative than these doorknobs.
Password Protection Services:
Among the recommended password management services I've been using a free service called LastPass that was recommended by a knowledgeable kossack so long ago I'm sorry to say I don't recall who it was. Basically, all you have to remember is your master password to open your vault of all your logins and passwords. I use a long phrase along the lines of I despise ALL U teabagger Republicans! Punctuation and capitalization count.
LastPass itself does not know and has never received my master password. LastPass remembers both usernames and passwords I've entered for each site, and on financial or sensitive sites I can have it create its own lengthy passwords that I would never remember. Once you've gone into your vault you have to set up the login and password for each site, which takes some time. BUT you can access LastPass from any computer and set it to, for example, require your master password any time your computer is started up, or even every single time you go into a sensitive area. If your computer is stolen or hacked into no one will be able to get into any of your online accounts, so long as you don't leave your master password anywhere it can be seen.
I was glad to see that LastPass also had a response to the recent Heartbleed bug:
How LastPass Has Dealt With the Heartbleed Bug
Passwords are, of course, a fairly silly way to try and keep important login information a secret. You're even supposed to change them annually, like smoke alarms!
Passwords have engulfed our lives like glitter at a fashion show. You need one to rent a car, view your water bill, turn on the microwave, get in or out of bed. Oh, wait. That’s a safe word. Mine is “ouch.” And don’t get started on usernames, because it’s increasingly difficult to keep track of who we even are anymore.Even Bill Gates was calling for the end of the password as far back as 2006. Here's some suggestions for creating easy to remember passwords (hint: use pass phrases). Or use a service like LastPass. I'm interested in hearing of others you may have found.
Alternatives to Passwords
Passwords will soon become (will HAVE to become) obsolete. Who needs a password when you can login with your heartbeat? Google has also experimented with using a unique USB key or even something wearable like jewelry that you only need to use once to login on any computer. Other alternatives to passwords include an ingestible vitamin-like password pill that would emit a unique EKG-like signal, embedded radio-frequency chips under your skin, facial recognition software, the signature of your unique heartbeat or optical scanning to identify you.
What method do you use for creating and remembering passwords? And while you're telling us, can you give me the passwords to your bank account?

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